Are you on track?
If you’re off track, you may want to reevaluate your investment strategy. But no gain or loss is real until you sell, so don't lose sleep over every up or down in the value of your portfolio.
Changes in your life circumstances may affect your investment goals. For example, if your goal five years ago was to buy a home and now you have a home, then you may want to set new goals and adjust your investment strategy accordingly.
Be sure to discuss these changes with your advisor. You don't need to wait for your annual portfolio review to discuss these changes, but do make sure you both consider them at least once each year. Take our Worksheet for monitoring your investments
with you to help you go through questions to ask your advisor about staying on track.