Research

We believe that investor education, and research about investor knowledge and attitudes, are essential to effective investor protection. Through research, the BCSC, our partners, and our provincial counterparts are trying to understand Canadians' overall investment knowledge, their understanding of financial concepts like savings and budgeting, and their experience with fraud and unsuitable investments.

Investor studies

Smarter Investor Study: BC Report PDF document

Image for Smarter Investor Study Report

This RRSP season, the BC Securities Commission is encouraging investors to make smarter decisions and learn more about the role they play when working with an investment advisor. This message is prompted by findings from the national Smarter Investor Study, BC Report, which showed that while most British Columbians agree they have responsibilities when it comes to investing, many neglect those responsibilities.

 

 

2015 National Smarter Investor Study - Key Highlights PDF document

key highlights

In this study of 2,407 Canadians, the BCSC generates new understanding and insight into client knowledge and perceptions about investing among Canadians aged 35 and older with a particular emphasis on probing the relationship with advisors in more detail than in the past. The study also introduces a new lens for understanding investing behaviour—Personality.

Dans la présente étude, la BCSC renouvèle la compréhension et l’aperçu des connaissances et des perceptions des clients au sujet de l’investissement parmi les Canadiens âgés de 35 ans ou plus, en insistant tout particulièrement sur un examen plus détaillé que par le passé de la relation avec les conseillers. L’étude introduit également un nouveau prisme pour la compréhension du comportement d’investissement : la personnalité.

2015 British Columbia Investment Fraud Vulnerability Insights PDF document
In support of Fraud Prevention Month, Brenda Leong announced the results of research conducted by the BCSC into the fraud vulnerability of older British Columbians. This study goes beyond an examination of overall levels of vulnerability by testing a key example of each of the think, feel, and do principles, showing that each has its own distinct impact on vulnerability to investment fraud.

The research, conducted by Innovative Research Group, surveyed 800 British Columbians aged 50 and over.

Canadian Securities Administrators (CSA) Investor Index PDF document
The 2012 Investor Index is the CSA’s third survey on investment knowledge, investor behaviour, and incidence of investment fraud. The survey examined similar themes to those conducted in 2006 and 2009, including the incidence of “self-reported” investor fraud and awareness of securities regulators. The 2012 survey also included new questions in the areas of market expectations and the role of social media in investing.

National Investment Fraud Vulnerability Report PDF document
Previous research tells us that anyone can fall victim to investment fraud.  This study looks past trust and examines who is most vulnerable to fraudulent investment offers and what triggers would motivate them to invest in one. The study of almost 2,500 Canadians was released to mark Fraud Awareness Month in March, 2012.

Les recherches antérieures montrent que n’importe qui peut être victime de la fraude liée aux placements. L'étude va au-delà de la question de la confiance et s’attache à déterminer quelles personnes sont les plus vulnérables face aux offres de placements frauduleuses et quels facteurs les motivent à investir leur argent dans de telles fraudes. Les résultats de l'enquête, qui a été menée auprès d'environ 2 500 personnes, sont rendus publics à l'occasion du Mois de la sensibilisation à la fraude.