Research

We believe that investor education, and research about investor knowledge and attitudes, are essential to effective investor protection. Through research, the BCSC, our partners, and our provincial counterparts are trying to understand Canadians' overall investment knowledge, their understanding of financial concepts like savings and budgeting, and their experience with fraud and unsuitable investments.

Investor studies

2015 British Columbia Investment Fraud Vulnerability Insights PDF document
In support of Fraud Prevention Month, Brenda Leong announced the results of research conducted by the BCSC into the fraud vulnerability of older British Columbians. This study goes beyond an examination of overall levels of vulnerability by testing a key example of each of the think, feel, and do principles, showing that each has its own distinct impact on vulnerability to investment fraud.

The research, conducted by Innovative Research Group, surveyed 800 British Columbians aged 50 and over.

Canadian Securities Administrators (CSA) Investor Index PDF document
The 2012 Investor Index is the CSA’s third survey on investment knowledge, investor behaviour, and incidence of investment fraud. The survey examined similar themes to those conducted in 2006 and 2009, including the incidence of “self-reported” investor fraud and awareness of securities regulators. The 2012 survey also included new questions in the areas of market expectations and the role of social media in investing.

National Investment Fraud Vulnerability Report PDF document
Previous research tells us that anyone can fall victim to investment fraud.  This study looks past trust and examines who is most vulnerable to fraudulent investment offers and what triggers would motivate them to invest in one. The study of almost 2,500 Canadians was released to mark Fraud Awareness Month in March, 2012.

Les recherches antérieures montrent que n’importe qui peut être victime de la fraude liée aux placements. L'étude va au-delà de la question de la confiance et s’attache à déterminer quelles personnes sont les plus vulnérables face aux offres de placements frauduleuses et quels facteurs les motivent à investir leur argent dans de telles fraudes. Les résultats de l'enquête, qui a été menée auprès d'environ 2 500 personnes, sont rendus publics à l'occasion du Mois de la sensibilisation à la fraude.

Financial Literacy Research

National Report Card on Youth Financial Literacy PDF icon small 
This is the first comprehensive Canadian benchmark study on youth financial life skills. The British Columbia Securities Commission (BCSC) hired Innovative Research Group to assess the effectiveness of secondary school financial education programs - specifically, financial literacy outcomes (knowledge, attitudes and behaviour) - and in preparing young Canadians as financial consumers. The BCSC believes that the information and analysis in this study will help educators and policymakers develop and deliver financial literacy programs for Canadian youth. 

Ce rapport est la première étude de référence canadienne à être consacrée à une évaluation détaillée des aptitudes financières des jeunes. La Commission des valeurs mobilières de la Colombie-Britannique (BCSC) a retenu les services de l’entreprise Innovative Research Group pour évaluer l’efficacité des programmes d’enseignement financier offerts dans les écoles secondaires du Canada, tout particulièrement sous l’angle des résultats obtenus en littératie financière (connaissances, attitudes, sensibilisation), ainsi que de la préparation des jeunes Canadiens à devenir des consommateurs de produits et services financiers (comportements). La BCSC estime que les données et les analyses que renferme cette étude aideront les éducateurs et les décideurs à élaborer et mettre en place des programmes propres à améliorer la littératie financière chez les jeunes Canadiens.