Overcoming Common Investing Barriers

Barriers can affect how and when we reach our financial goals. If you feel like one or more of these common barriers are interfering with your financial goals, then read this post to find out how you can overcome some of those obstacles.

Feeling Overwhelmed or Anxious About Investing

Do your palms get sweaty when you think about investing? Feeling anxious about investing is common, and may prevent you from considering it as an option to reach your financial goals.

You may be concerned about the risks associated with investing. Understanding risk and determining your risk tolerance can help ease some anxiety around investing.

Or, you may feel like you need to invest through peer or family pressure. Before you get started with investing, evaluate your financial position. You might determine that it is not the best option for you right now; it may be better to pay down high-interest debt like credit cards, or establish a rainy day fund.

If now isn’t the right time, it’s okay. You can start investing once you’ve established a solid financial base to work from.

Not Knowing Enough to Get Started

If this barrier speaks to you, you’re on the right website. InvestRight.org provides you with independent, unbiased investing information. We suggest starting with Investing 101, where you can learn about common investment types and the basics of buying and selling investments.

If you’re more of a visual learner, we have some exciting news. Next month we plan to launch a series of videos that will take you through the basics of investing, and provide you with tools that can help you feel more confident about starting your investor journey. Stay tuned!


You may have decided that investing money for retirement is an important financial step for you. But do you tend to push “the big picture” aside because it seems too far away, and instead focus only on your current financial goals? If yes, then procrastination could be getting in the way of your long-term investing goals.

You can overcome procrastination by starting small. Opening a Registered Retirement Savings Plan (RRSP) or Tax Free Savings Account (TFSA) may be a good option. These investment accounts can help you start to build an investment portfolio, especially if you commit to contributing small amounts of money consistently over time.

Feeling Intimidated by Investing

Investing can feel intimidating if you see it as only for people with a lot of money set aside. You don’t need a large sum of money to get started. Instead, figure out what you can afford and build from there.

Seeking professional advice can also help strip away some of the intimidation around investing. A registered investment advisor can help you sift through options, and create an investment plan tailored to your goals and risk tolerance.

Before working with any investment advisor, you should run a background check and conduct a formal interview.

Feeling intimidated can also occur if you’re not familiar with investment terms. Our glossary can help you navigate hundreds of commonly used terms.

Report a Concern

If you have any concerns about a person or company offering an investment opportunity, please contact BCSC Inquiries at 604-899-6854 or 1-800-373-6393, or through e-mail at [email protected]. You can also file a complaint or submit a tip anonymously using BCSC’s online complaint form.

InvestRight.org is the British Columbia Securities Commission’s investor education website. Subscribe to receive email updates from BCSC InvestRight.


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