9: Investing Trends

There are popular or alternative investments that you might be aware of, such as crypto-assets, crowdfunding, cannabis, and socially responsible investments. All shiny new investments that may get your attention. But make sure you understand what they are.

Crypto-assets are a type of digital asset which use cryptography, peer-to-peer networking, and a public ledger to create and verify transactions without an intermediary or central bank.

Crowdfunding is an online process that gives businesses a way to collect small amounts of money from a large number of people. Start-up or early-stage businesses can raise money for their operations by selling securities to investors through a start-up crowdfunding campaign.

The cannabis industry has grown quickly in recent years as a number of jurisdictions, including Canada, have enacted new laws around the sale and use of cannabis. In Canada, this prompted a number of companies to enter the market and approach investors who were keen to get in on what they believed was the next big thing.

Socially responsible investing is an investment strategy that aims to provide financial returns while encouraging positive social change. It allows people to invest in companies that align with their values or beliefs, and avoid those companies that don’t.

Socially responsible investing is known by many names, including sustainable investing, ESG investing, socially conscious investing, and ethical investing.

The best way to approach any investment, is to discuss your goals and strategy with your registered investment advisor and determine whether the investment is right for you.

If you’re going at it alone, be sure to do your own research before purchasing investments in these sectors.

And reach out to the BC Securities Commission at any time.