Types of Accounts

Canadian investors have many options when looking to save for the long- or short-term. Find out about the different types of investment accounts available to you, how investors use these accounts, and the rules that apply to them.

Investment Accounts

Before you purchase an investment, you will need to open a trading account.

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RRSPs

RRSP accounts help you to save for your retirement years.

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TFSAs

A Tax-Free Savings Account allows you to save without paying income on your investment earnings.

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RRIFs

This type of account allows you to generate income during retirement.

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RESPs

These accounts can help you pay for a child’s post-secondary education.

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RDSPs

A Registered Disability Savings Plan helps create long-term savings for people eligible for the Disability Tax Credit.

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