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Risk Type

15 points or less

You’re careful. You’ll be happiest with investments that offer some guarantees, or you’ll lie awake at night thinking about it. Consider term deposits, treasury bills, guaranteed investment certificates and government bonds.

Learn more about your risk profile and what affects your risk tolerance.

16 to 35 points

You’re not afraid to risk a little, but you don’t take risks unnecessarily. You’ll risk a bit if there’s a good potential payoff, but you don’t want to put all of your savings on the line. That’s a prudent strategy, though it won’t double your savings overnight. You’ll probably want a well-diversified portfolio that’s balanced between cash, bonds and stocks.

Learn more about your risk profile and what affects your risk tolerance.

36 or more points

You’re a gambler, willing to risk everything on the right deal. Sometimes that’s OK, as long as you know you really could lose it all. If you can handle the potential losses, you might have a chance at really good returns. You’re likely to invest heavily in stocks, maybe even some shares of new companies. You might also be the type to start your own business.

Learn more about your risk profile and what affects your risk tolerance.

How much risk do you feel comfortable with? How much risk can you afford to take? Your appetite for risk will depend on your personal goals, life stage, lifestyle, timeline, and knowledge. Take this test to discover more about your personal risk tolerance, a key criteria in all investment decision-making.
  1. Your best friend says his uncle will give you a chance to invest in a gold property in northern BC. He says the investment will more than double before the end of the year. What do you do?
  2. Your boss is going to pay a year-end bonus and gives you a choice between $500 cash or $600 in stock. You can’t sell the stock for at least 12 months, and in that time the stock price could go up or down. What do you do?
  3. A friend invites you to join a hockey pool to the tune of $20. You could win over $500. What do you do?
  4. Your parents decide to give you an early inheritance of $10,000, asking that you invest it wisely. What do you do?
  5. A stock you bought over a year ago has suddenly increased in value by over 40%. What do you do?