On March 17, 2015, Microsoft announced that Microsoft Edge would replace Internet Explorer as the default browser on its Windows 10 devices. The BCSC InvestRight website does not support Internet Explorer. We recommend using a contemporary browser with a large market share for the best experience.
Some people don’t want to think about their investment fees...

Some people don’t want to think about their investment fees...

And that’s too bad. Because even a 1% difference in the fees you pay can have a big impact on your investment returns.

DO YOU KNOW HOW MUCH YOU’RE PAYING FOR YOUR INVESTMENT FEES? CALCULATE YOUR FEES NOW

TERM20 years
INVESTED AMOUNT$
%
FEE
%
VS
%

ASSUMPTIONS

  1. Takes into account the annual compound return over time minus fees.
  2. Does not consider inflation.
  3. Default fees may differ from actual fees.
  4. The calculator results are for reference only. They do not reflect the amounts of an actual investment.
LINE GRAPH BAR GRAPH
% FEE
% FEE
% FEE
% FEE
% FEE
% FEE
% FEE
% FEE

WHY SHOULD I PAY ATTENTION
TO MY INVESTMENT FEES?

Investment fees reduce your profits or increase your losses from investing.

When you understand your fees, you can evaluate the true cost of the investments in your portfolio and the services you receive from your investment advisor.

Knowing what you paid to buy, sell, or hold an investment in a given year can help you make better investment decisions.

COMMON MYTHSABOUT INVESTMENT FEES

1
Sure, I might pay 1% more in fees. That won’t make much difference to my returns...

Not so. Paying a 2.5% fee rather than a 1.5% fee on your $50,000 investment could reduce total returns by more than $17,500 over 20 years, assuming a 5% annual return.

2
But hang on - investment advisors provide their services for free, don’t they?

Actually, investment advisors are paid by their clients directly, by the firms they work for, or by the institutions whose investment products they sell. You can find out exactly what you paid your advisor’s firm last year—and what the firm received from others—from your annual investment fee report, also known as the Annual Charges and Compensation Report.

3
Well, there’s nothing I can do about my investment fees. They’re set in stone.

Lower fee options often exist, even among very similar products. Some fees may be negotiable. Make a habit of asking your registered investment advisor about the fees you will pay for the products you buy and the services you receive. Always ask your investment advisor if there’s a lower fee option that’s right for you.

Educate yourself

When it comes to investing, knowledge is power. Use the calculators and other resources below to learn more about how your investments work, and how different factors can affect your returns.

Return on Investment Calculator

What return did you realize on your investment? Our ROI calculator can show you.

CALCULATE ROI

Investment Growth Calculator

How will your investments grow over time? Use this calculator to find out.

CALCULATE GROWTH

Subscribe to Get Regular BCSC InvestRight Updates

By clicking on the “Subscribe” button above, you agree to receive emails from BCSC InvestRight.